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Converting a property into an HMO (House in Multiple Occupation) can be one of the most profitable strategies in UK property — but only if you understand the planning rules. Whether you’re creating a small shared house for young professionals or a large multi‑let for students, the planning system treats each type differently.
This guide breaks down C4 HMOs, Sui Generis HMOs, when planning permission is required, and the restrictions you must know before starting your project.
A property is classed as an HMO when:
This definition applies whether the property is a small shared house or a large multi‑let with ten bedrooms.
The C4 Use Class covers:
In many areas, converting a C3 dwelling (a normal house) into a C4 HMO is allowed under Permitted Development Rights.
This means no planning application is required — unless your council has removed this right.
You must apply for planning permission if:
Councils use Article 4 to control HMO growth.
In these zones, any conversion to C4 requires full planning permission, even for 3–6 tenants.
Once an HMO has seven or more occupants, it automatically becomes Sui Generis — a unique planning category.
Unlike C4, there are no permitted development rights for Sui Generis HMOs.
You must submit a full planning application, including:
Local authorities will consider:
Many councils apply a “10% HMO saturation rule” — if more than 10% of homes within a radius are already HMOs, your application may be refused.
| Feature | C4 HMO (3–6 people) | Sui Generis HMO (7+ people) |
|---|---|---|
| Planning needed? | Not always | Always required |
| Permitted development? | Sometimes | ❌ No |
| Article 4 impact | High | High |
| Licensing | Mandatory | Mandatory |
| Typical tenants | Professionals, students | Students, co‑living, large groups |
Even if planning permission is not required, you may still need:
Planning permission and licensing are separate legal processes — you often need both.
A strong planning statement and professional drawings significantly improve approval chances.
HMOs can deliver:
But they also require:
If you’re in an Article 4 area or planning a large Sui Generis HMO, getting the planning route right is essential.
We have extensive experience with applications for C4, lawful development certificate, Sui Generis, change of use application and building regulations applications.
Contact us for a no obligation quotation today!